Are You the “Perfect” Homebuyer?

If you’ve never purchased a home before, you probably have a lot of questions and expectations. You may have heard numbers thrown around in regards to the credit score and need and the percentage of a down payment that you need to get started. While your credit score and down payment do play a role in the terms of the loan you receive, the criteria for buying a home may not be as strict as you’d think. You actually don’t need to be the “perfect” homebuyer to purchase a property. You may already be ready. (more…)

Never Bought a House Before? That’s Okay

Many people who actually want to begin the homebuying process don’t do so because they’re intimidated by the whole thing. It’s understandable. The homebuying process for first-time buyers can feel complex, exhausting, and frustrating. (It can feel that way for veteran buyers too.) If you need a roadmap to help you get started, that’s perfectly okay. In this week’s blog, you can find a rough outline of steps that you should take as you prepare to begin the homebuying process. You’re in the right place! (more…)

Determining Your Homeowner Wants vs. Needs

One of life’s great struggles is accurately differentiating between your wants and needs. In any given situation, you probably have a list of things you absolutely need, and a much longer list of things that you want. Being able to distinguish between the two is vital during the home search. Any feature that your prospective home has is a feature that you’ll be paying for. That’s why it’s important to know exactly what you’re looking for in your new home. When you start with a list of needs, you’ll be less likely to overpay for your new home. (more…)

Attract More Potential Buyers to Your Open House

An open house is an incredibly useful tool at your disposal when you want to sell your home. An open house allows you to show off the best features of your home and get people excited about the property. When you have multiple interested parties, you’re more likely to get an offer at or above asking price. (An open house also forces you to clean and organize your house before you get ready to move!) You may have your home staged and your cheese tray purchased, but how can you be sure that people will actually come? Are are some tips to help you attract more potential buyers to your open house. (more…)

How to Build Credit Before Buying a Home

If you’re not a personal finance nerd, making a foray into the world of personal credit and home financing can feel a little overwhelming. You probably just want to buy a home. Having a good credit score will be a huge ally in the process! You can begin building, repairing, or improving your credit score by taking some simple steps. If you’re not trying to buy a home in the immediate future, this is actually the perfect time to start focusing on your credit! It takes time to build a strong credit score, and the steps you take don’t have to be complicated. (more…)

What Features Will You Actually Use in a Home?

The homebuying process is at both times a wonderful, open-ended experience, and a tedious search for a needle in a haystack. In theory, you’ll get to choose the perfect home of your dreams that comes in under budget. In practice, you’ll likely have to compromise, and the process can be long. It’s important that as you make your home wishlist, you think about the features that will actually use in your new home. Make sure you don’t miss out on an ideal home for you and your family because you’re being stubborn about a particular feature that you might not even use! Here are a list of features to consider as you search for your new home. (more…)

Can Buyers Picture Themselves Living in Your Home?

Everyone likes feeling “at home.” Your home is where you’re comfortable. It’s where you make memories with your family. Evoking those sensations is a huge asset when it comes to selling your home. You have to make sure that prospective buyers can actually picture themselves living in your home. A buyers that you don’t know won’t have the same emotional attachment to your home as you do. When you stage your home for showings, you need to make sure that your home feels comfortable, but not too lived in. Here are some tips to help prospective buyers feel at home. (more…)

Step Up Your Home’s Curb Appeal with These Tips

In almost all of life’s adventures, getting your foot in the door is the first (and at times most difficult) step. When you want to sell your home, you need to get prospective buyers’ feet in the door, literally. The best way to attract buyers to your door is with curb appeal. When your home catches the eye of real estate agents and eager homebuyers, you’ll be more likely to develop leads and sell your home faster. Take advantage of these simple tips to help up your home’s curb appeal as you begin the selling process. (more…)

Home Upgrades That Actually Improve Home Value

You hear people say that “your home is your investment,” all the time, but the act of buying a home alone isn’t like putting money into a mutual fund. Yes, your home should increase in value over time, but you’ll always need a place to live, and while your home is increasing in value, so are other homes. Enter the home upgrade. The theory goes that by performing home renovations and upgrades, you can add value to your home in a way that will pay for itself. But is that actually true? Not all home features are the same. Here are some home upgrades that have actually been shown to improve your home’s value, and help it sell faster. (more…)

How Can You Tell What Your Home Is Worth?

Property value can be a tricky thing to determine. Often, the true value of a home is in the eye of the owner. You have memories and history tied to your home, and these sentimental experiences have value for you! While your home isn’t purely a monetary investment, you do want to make sure that when it comes time to sell, you get the maximum value for your home. So, how can you tell what your home is worth. In today’s blog, we explore the factors that determine home value, and where you can start when you need an estimate for your own home. (more…)